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He brings a rare blend of experience, responsiveness, and genuine kindness to everything he does. David is one of those folks who just gets it. He’s an incredible listener, which means he doesn’t just hear your questions—he understands your concerns and makes sure every detail is covered. He’s also the guy who responds quickly, follows through, and catches the little things most people miss.

On top of that, he’s upbeat, approachable, and honestly just a joy to work with. Whether you’re buying your first home or your fifth, David makes the process feel clear, calm, and even enjoyable (yes, really). He’s quick on his feet, always thinking ahead, and makes you feel completely taken care of from start to finish.

If you want someone who knows the ins and outs of lending and also knows how to make you feel confident every step of the way, David’s your guy. He’s the friendly expert you didn’t know you were missing—until now.

 

Terence Guess is just like you in many ways. Like you, he has purchased a house, is honest and upfront, and gets the job done. A long-time resident of Charlotte, he makes the process of buying a house seamless for families from all walks of life.

With over 20 years of experience in finance and lending, Terence brings unmatched knowledge to the table—but what really sets him apart is the way he connects with people. He’s compassionate, approachable, and takes the time to truly listen. For Terence, it’s not just about getting you a loan; it’s about getting to know you—your goals, your comfort level, and what success looks like for your unique situation.

He’s also a firm believer in transparency and education. Terence goes beyond the basics to make sure his clients understand not just what’s happening, but why. He breaks down market trends, explains the fine print, and sends helpful articles so you’re never left in the dark. His clients often say he feels more like family—always available, deeply caring, and easy to talk to.